Cheapest mortgage loan officer courses in Florida
Read the second column, not the first. The lowest advertised price is often something that does not get you licensed on its own: a state-law add-on sold to people who already did the national hours , or a generic national course that skips the 2 hours Florida requires on its own law.
Some links below are paid placements: we may earn a commission if you enroll through one. It does not change what you pay, which providers are listed, or the prices recorded here. How this works.
| Provider | Lowest price | Cheapest that gets you licensed | |
|---|---|---|---|
| The CE Shop | $329 | $329 | View |
| OnCourse Learning | $89 | $359 | View |
| Mortgage Educators and Compliance | $400 | $400 | View |
| Aceable Mortgage | $79 | $479 | View |
| Diehl Education | $79 | no complete package | View |
Is the cheapest course the right one?
Often, yes. Every route ends at the same exam: the Secure and Fair Enforcement (SAFE) Act national test for mortgage loan originators, which every state and territory has adopted. No provider administers it, no provider grades it, and a more expensive course does not sit a different one. All any of these courses has to do is deliver the 20 hours Florida requires from a provider the Nationwide Multistate Licensing System (NMLS) has approved.
Three things are worth paying more for, and none of them is prestige. Practice questions and exam preparation, because the test is the part that actually fails people. Live instruction or a scheduled class, if you already know that self-paced video is not how you finish things. And a package that covers every hour, national and Florida, in one purchase rather than two.
What is not worth paying for is a bigger number with nothing behind it. The table above prices the same requirement from every provider that serves Florida, so a gap between two rows is a gap in what the package includes, not a gap in what the license takes.