What it takes to get a mortgage loan officer license in Alaska
Alaska Mortgage Loan Originator License Requirements
Total Course Hours
20 hrs
National & Elective
20 hrs
Alaska-Specific
None
License Fee
$250
All 20 hours are the national SAFE Act topics and electives. Alaska designates none of them to state law.
Alaska designates none of the 20 hours to state law, so the federal SAFE course is the whole pre-licensing requirement here. That is not true in most states, and a course bought for Alaska will not necessarily satisfy a neighboring one.
The bond obligation sits with the licensed mortgage broker or lender that sponsors the originator, not with the individual. Alaska instead takes $50 from every originator for its mortgage loan originator surety fund, charged inside the $350 license and registration fee.
Requirements verified 2026-08-11 against the official source.
Some links below are paid placements: we may earn a commission if you enroll through one. It does not change what you pay, which providers are listed, or the prices recorded here. How this works.
Showing 4 of 4 courses
Provider profiles
How to become a mortgage loan officer in Alaska
Originating mortgage loans in Alaska takes 20 hours of pre-licensing education from a provider approved by the Nationwide Multistate Licensing System, usually written NMLS. Alaska Division of Banking and Securities issues the license and calls it the Alaska Mortgage Loan Originator License.
Alaska Division of Banking and Securities charges $250 to apply for the Alaska Mortgage Loan Originator License, plus $350 for license and registration fee. NMLS charges its own processing fees on top of that and those are the same in every jurisdiction, so the license costs more than the state's own figure suggests. The cost breakdown adds up the whole stack.
4 providers in this comparison sell pre-licensing courses for Alaska, priced from $249 to $599. The lowest price on a provider's site is sometimes an add-on rather than a full pre-licensing course, so the table marks which packages cover the national hours.
Alaska mortgage license FAQ
How many hours of coursework do I need to become a loan officer in Alaska? ▾
20 hours, none of which Alaska designates to state law. The course has to come from an NMLS-approved provider.
What exam do I have to pass in Alaska? ▾
The SAFE Act national test carrying uniform state content. Every state and territory has adopted it, so there is no separate Alaska exam behind it. You need 75 percent to pass.
What does the license itself cost in Alaska? ▾
$250 to Alaska Division of Banking and Securities, plus the fees NMLS charges to process the application. Course tuition is separate and varies by provider. The cost breakdown page has the full stack.
Do I need a surety bond in Alaska? ▾
No. In Alaska the bond obligation sits with the company sponsoring you, not with you personally.
What does an Alaska mortgage license cost in total?
Course tuition is only part of it. See the full stack of state and NMLS fees.