What it takes to get a mortgage loan officer license in Wyoming
Wyoming Mortgage Loan Originator License Requirements
Issued by Wyoming Division of Banking
Total Course Hours
20 hrs
National & Elective
20 hrs
Wyoming-Specific
None
License Fee
$150
All 20 hours are the national SAFE Act topics and electives. Wyoming designates none of them to state law.
Wyoming designates none of the 20 hours to state law, so the federal SAFE course is the whole pre-licensing requirement here. That is not true in most states, and a course bought for Wyoming will not necessarily satisfy a neighboring one.
Wyoming puts the bond on the organization that employs or contracts with the originator, and that bond expressly covers the originators working under it. Nothing is required of the individual.
Requirements verified 2026-08-11 against the official source.
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Provider profiles
How to become a mortgage loan officer in Wyoming
Originating mortgage loans in Wyoming takes 20 hours of pre-licensing education from a provider approved by the Nationwide Multistate Licensing System, usually written NMLS. Wyoming Division of Banking issues the license and calls it the Wyoming Mortgage Loan Originator License.
Wyoming Division of Banking charges $150 to apply for the Wyoming Mortgage Loan Originator License. NMLS charges its own processing fees on top of that and those are the same in every jurisdiction, so the license costs more than the state's own figure suggests. The cost breakdown adds up the whole stack.
4 providers in this comparison sell pre-licensing courses for Wyoming, priced from $249 to $599. The lowest price on a provider's site is sometimes an add-on rather than a full pre-licensing course, so the table marks which packages cover the national hours.
Wyoming mortgage license FAQ
How many hours of coursework do I need to become a loan officer in Wyoming? ▾
20 hours, none of which Wyoming designates to state law. The course has to come from an NMLS-approved provider.
What exam do I have to pass in Wyoming? ▾
The SAFE Act national test carrying uniform state content. Every state and territory has adopted it, so there is no separate Wyoming exam behind it. You need 75 percent to pass.
What does the license itself cost in Wyoming? ▾
$150 to Wyoming Division of Banking, plus the fees NMLS charges to process the application. Course tuition is separate and varies by provider. The cost breakdown page has the full stack.
Do I need a surety bond in Wyoming? ▾
No. In Wyoming the bond obligation sits with the company sponsoring you, not with you personally.
What does a Wyoming mortgage license cost in total?
Course tuition is only part of it. See the full stack of state and NMLS fees.